Healthcare, Health Insurance, Vitamins, Nutrition

December 4, 2009

Patriot America Insurance for Visitors

Filed under: Healthcare — Tags: , — blogadmin @ 4:55 am

When planning an overseas trip, most travelers think that they have taken care of everything. From insuring the flight reservation to securing the best hotel, it’s important to protect everything. But what about protecting one’s family from injury or illness?

According to the insurance professionals at IMG, who offer the Patriot America insurance plan, the average health insurance plan that a traveler has at home may not cover all the same injuries and illnesses overseas. Purchasing a travel insurance package, like Patriot travel medical insurance, guarantees insurance coverage for individuals and families no matter what the destination.

Patriot travel insurance offers value and peace of mind for both short vacations and long working trips overseas. While it is impossible to predict a health emergency or illness, Patriot insurance offers assurance that medical treatments will be covered.

The Patriot America insurance plans offer coverage for several types of medical services and treatments, including emergency room and doctor visits and hospital stays. The plans also cover injuries to the teeth caused by accidents.

Travel insurance plans like the Patriot health insurance plan also offer additional coverage outside of standard medical care. Assistance with identity theft, lost luggage and trip interruption coverage is offered in addition to protection against injury caused by sports activities, recreation, and terrorism.

To be eligible for Patriot Travel Medical Insurance, applicants must be U.S. citizens traveling outside of the United States or non-U.S. citizens traveling outside of their home country. For additional payments, children and spouses can be added for coverage.

When traveling abroad, claims for any procedures, hospital stays or surgery must be pre-certified by the plan provider in order to determine medical necessity. The exact eligibility requirements for covered are listed in the certificate provided upon purchase of the Patriot America Insurance plan.

Travel medical insurance is the best way to plan for the unexpected when traveling abroad. Whether traveling alone or with the family, plans like the Patriot travel insurance plan can protect against unforeseen injury and illness at an affordable rate.

September 24, 2009

Visitor Insurance – Patriot America

Filed under: Health Insurance — Tags: , — blogadmin @ 4:45 am

Patriot America Visitor Insurance policy caters to the non-US citizens who are planning to travel abroad. It is a comprehensive visitor medical insurance plan which is popularly chosen by individuals whose relatives are planning visit the US for a short stay.

This visitor insurance policy, which is been underwritten by Sirius International, an established organization, has won excellent rating from AM Best company for its coverage benefits offered to customers are nominal rates.

This flexible visitors insurance plan can be purchased for duration as short as 5 days up to even 2 years. Online purchase is beneficial, otherwise fax or mail can be sent to your insurance provider for purchasing this visitor health insurance policy.

Individuals who purchase the Patriot America visitor insurance online would receive a renewal notice 2 weeks before the expiry of the policy reminding them for renewing. However, this facility is available only for those people who buy the policy initially for a minimum duration of at least 3 months.

Many visitor insurance policies are renewable. Renewals of the Patriot America policy can be done on a monthly basis or on a daily incremental basis. If the renewal is applied for less than a month, you can only renew online and a processing fee is charged. In case of renewals for more than a month, a paper application form can be submitted.

Health insurance for visitors typically offers the convenience of network providers. Patriot America insurance has an excellent PPO network tie-up consisting of more than 4,500 hospitals and 5 lakhs physicians. For best benefits, treatment needs to be taken from any of the experts or organizations who are tied with this network.

The Patriot America insurance plans offer a range of medical benefits like emergency medical assistance, local ambulance transport to the nearest medical facility, in-patient and out-patient admission facilities, hospitalization expenses and surgeries that are required immediately.

Typically, this visitor medical insurance policy allows full refund under some circumstances. For example, if the individual cancels the Patriot America visitor health insurance policy before the effective start date, the full amount is reimbursed. However, if cancellation is applied after the effective start date and the insured has not filed for any reimbursements under the visitor medical insurance plan so far, the full monthly premiums remaining is reimbursed after deducting a nominal fee for processing the request.

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