Healthcare, Health Insurance, Vitamins, Nutrition

April 30, 2009

Healthcare Nationalization Has Majority In Poll

Polls done by the Kaiser Family Foundation each month track public opinion regarding health care and health insurance. Results from these can be eye opening, and provide an opportunity to observe where the public stands on these issues.

As reported by Medical News Today, the results from the April poll are: 36% didn’t go to dentist or doctor check ups because of the cost increases, 71% want taxes raised for high income Americans in order to pay for health care reform, 59% expressed that health care reform has become more necessary now, 26% had an individual in their home who had a hard time paying medical bills this past year, and 67% strongly or somewhat favor a nationalized health insurance plan to create competition for the private plans.

Public opinion is becoming more obvious now as in regards to the actions being taken regarding health care and health insurance reform. In addition, many more are feeling the weight of the rising costs in health care.

The political process is thrilled to see these results as it helps them in their goal for health care reform. With the majority seemingly on their side, according to the Kaiser poll, there’s a possibility for history making legislation regarding a far reaching health care reform.

However, these polls can change in the moments. The public is expressing themselves this way at this moment, but with the current economic crisis, opinions can vary depending on events. And the Democrats and Republicans have a ways to go in agreeing on how to resolve the health care dilemma.

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April 22, 2009

Selecting Life Insurance

Life insurance means different things to different people. When it’s time to select a policy, the first step you should take is to think about your goals. Figure out why you need life insurance. Do you simply want coverage for when you die’ Do you want to replace your income’ Many people want life insurance in order to establish a fund for big life expenses, such as college, retirement or to cover outstanding debts if they die or become disabled. You need to think about what you want life insurance to accomplish for you before you can decide what kind of policy is best for you.

Second, before you buy a policy, take a careful look at your budget. Be sure you can afford the policy you buy. Know how much you can spend each month on premiums. Term policies tend to be less expensive than whole life policies. Some people buy whole life as an investment tool, but others opt for a combination of term life and whole life to meet their unique financial needs. Whichever kind of policy or policies you decide are best, always be sure you can make the payments. A qualified life insurance agent can help you find options to schedule payments in ways that work for your budget.

Third, don’t forget to calculate your earning power, especially if you need life insurance for income replacement. Most of us assume a three percent annual raise when estimating earning power, and most of us retire when we are 65 years old. However, select the scenario that best suits you and your lifestyle when calculating your future earning power. You want to make sure you are realistic in this calculation so you can accurately select the life insurance product that best suits your needs.

Finally, consider where you are in your life. It really may be that all you need it to make sure your death does not pose an immediate burden on those you care for. In that case, you may really only need a death benefit. But if you have people who are depending on you for their livelihood, then you need to leave them a great deal more. Make sure your real earning power is covered in the case of your death or disability. And if you don’t think social security and pensions are going to provide for your retirement, consider whole life insurance as a means of building up a stash of cash for your happy years.

Take a long, hard look at your goals, at your budget, and at your real earning power. Consider where you are in your life and what you want to accomplish in the years ahead. When you have clear goals in mind, then you can choose the life insurance coverage that is best for you.

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April 1, 2009

Resveratrol for Arthritis Pain Relief Helps Golfers Enjoy the Game

Joint pain, arthritis, and inflammation can keep golfers from the game they love to play. In addition to golf-related injuries to their elbows, knees, and backs, the process of aging itself can bring pain and inflammation.

Pain is debilitating. Inflammation and pain hold us back from activities we enjoy and may have a life altering affect on us when we can not manage the pain. People are in constant search for pain relief to keep them in the game of life.

When our body is injured, it naturally produces inflammation to protect us from escalating the injury. There are other causes of inflammation as well, and they still causes us pain.

Not only do we get inflammation from injuries, there are many illnesses associated with inflammation. In fact, many scientists believe that it is inflammation that slowly kills us. Many factors in our lives can cause a build-up of inflammation including: pain and injuries that do not heal, chemicals and toxins in our environment, stress, allergy conditions, poor nutrition through our daily diets, viral and bacterial infections, and how are bodies respond to prescription meds.

Environmental factors that can cause inflammation ages our organs and tissues in the body. Inflammation can accelerate the aging process, in some people at a higher rate than others, and in turn the diseases associated with aging like heart disease and diabetes, arthritis and cancer.

Doctors prescribe pain relievers for ongoing pain and inflammation, and many people rely on over-the-counter pain relief such as ibuprofen in the form of Advil, or Aleve, aspirin, etc. The problem with these is that there are side effects like bleeding ulcers and other stomach conditions because the meds can eat away your stomach lining.

Science and research have brought new solutions for relief from the pain and inflammation of arthritis and aging. Doctors have been recommending fish oil for some time now, and people that take a good quality, pharmaceutical-grade fish oil brand seem to get the best results. Recently, the discovery of another natural food supplement, resveratrol, that in some ways works in the body the same as fish oil, has provided a powerful addition to naturally fight pain and inflammation.

In the book I am reading called The Longevity Factor, Dr. Joseph Maroon, noted neuroscientist and surgeon at the University of Pittsburgh Medical Center, presents a thorough review of anti-aging research on resveratrol. Science has proven that using natural products that have side benefits instead of side effects can work very effectively to fight pain and impact aging. In his medical practice, Dr. Maroon found a combination that of two natural supplements, and recommends pharmaceutical-grade fish oil and resveratrol for relief from pain and inflammation.

If you are a golfer that is suffering from pain or inflammation and searching for relief, the combination of pharmaceutical grade fish oil and resveratrol is worthy of your consideration. Science and research has brought us both fish oil and resveratrol with their healthy properties that can give us relief from pain and inflammation without side effects. Natural solutions for health and wellness that solve problems and help us feel younger and live longer are revolutionary scientific discoveries that we can enjoy now.

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March 24, 2009

The Mystic History of Acai Berry

Do you want to look younger? Improve your overall health? Stop looking in the cosmetic department and start looking toward the Brazilian rainforest. No worries! You do not have to travel to this remote region to benefit from the latest scientific discovery: The Amazing Acai Berry!

To the natives in the region, acai (pronounced Ah-SIGH-ee) berries are nothing new. They have known about the amazing benefits of this beautiful purple berry that grows on a palm tree for centuries.

According to folklore, the daughter of an Amazon Indian tribal chief is responsible for acai berries. Tragically, the chief had to order that all newborn babies be killed because there was not enough food to feed his growing tribe. His daughter, Iaca, was not spared this decree and her baby was the first to be killed.

Desperate and incredibly sad, Iaca mourned her child for days, weeping in her hut. Finally, she heard the cries of a newborn in the forest and raced to find what she hoped was her precious child. What she found was a palm tree that bore bright purple berries. She lay down at the base of the palm tree and died.

When the villagers discovered her, they also discovered the palm, which bore berries plentiful enough to feed and sustain the entire village. The tribal chief was able to lift the decree and named the berries Acai berries after his dead daughter. Acai is Iaca spelled backward.

Interesting story, but the real miracle of the amazing acai berry is what we now know about it through scientific study. The acai berry contains essential amino acids, omega 3 fatty acids and super antioxidants.

Anthocyanin is the super antioxidant that gives the acai berry its gorgeous royal purple color. It is also known for its ability to slow or stop tumor growth in laboratory studies. Though all antioxidants are capable of fighting free radicals and the damage they incur thus preventing cancer, anthocyanin is more powerful than most.

Because free radicals are also responsible for the aging process, acai berries are also great for preventing premature aging and slowing the biological clock.

Essential amino acids are important for tissue structure. Though only animal protein contains a complete blend of essential amino acids, it also contains dangerous saturated fat. Acai berries contain a nearly complete blend of essential amino acids making them fabulous for maintaining tissue structure (i.e. collagen in skin cells).

Speaking of fat, acai berries contain good fat called omega 3 fatty acids, which are capable of lowering bad cholesterol (LDL) and raising good cholesterol (HDL). You may have heard of omega 3 fatty acids in regard to the benefits of eating fish or taking fish oil supplements.

Acai berries are simply the most remarkable fruit that we know about at this time. Acai berries can slow the aging process, prevent disease and simply improve your overall health! They are delicious and fantastic for smoothies. They are also available in other forms such as supplements and powder.

Make sure you do not fall prey to acai juice that is mostly corn syrup and chemicals.

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