Every person who plans on visiting a foreign country has to take up visitor health insurance. The exceeding costs of medical expenses in foreign countries is the main reason for everyone traveling abroad to take up medical insurance. Buying a visitors insurance such as Patriot America is very good option for all the visitors.
Patriot International Insurance provides coverage to U.S citizens who plan on traveling outside the US. It offers coverage for a minimum period of 5 days and a maximum of two years.
All non- U.S citizens who plan on traveling outside their home country are protected under the Patriot America Insurance plan and even this plan can be bought for a minimum time frame of 5 days to a maximum time frame of 2 years.
This Insurance offers benefits up to a maximum limit of $100,000 for non-U.S citizens and up to a maximum limit of $200,000 for U.S citizens. The Patriot travel insurance plan can be renewed too, but needs to purchased for a minimum period of 3 months and can be extended up to a maximum time frame of 2 years.
The plan offers a wide range of benefits for aspects such as – prescription drugs(up to policy maximum),emergency room accident(up to policy maximum), emergency illness without in-patient admission(up to policy maximum), hospital room and board (up to policy maximum), intensive care (up to policy maximum), outpatient medical(up to policy maximum),local ambulance(up to policy maximum), dental injury (up to policy maximum) and sudden dental pain(up to $100).
Other aspects such as accidental death and dismemberment(up to $25,000), terrorism coverage(up to $50,000), identity theft insurance(up to $500), natural disaster($100 for a maximum of 5 days), emergency evacuation (up to $500,000), emergency reunion (up to $50,000), return of mortal remains (up to $50,000), returning minor children (up to $50,000), political evacuation(up to $10,000), sports and activities coverage(up to policy maximum for basic sports), trip interruption(up to $5000) and lost luggage((up to $250) are also included in the plan.
For U.S citizens, in addition to the above mentioned benefits indemnity (up to $100), sudden recurrence of a medical condition (up to $15,000), emergency medical evacuation for pre-existing conditions (up to $25,000) are provided.
Anyone can easily access the online forms that are needed to purchase the Patriot Travel insurance plan. Features such as seeking treatment from a doctor of our choice and making use of the First Health Network to decrease our medical bills can also be accessed once the plan is purchased.
