The short term health insurance is a good choice for people residing in the United States who are between jobs, waiting to take up another health insurance, waiting for Medicare, newly graduated, or are on COBRA.
Short Term Health Insurance can provide insurance against possible illnesses or injuries and do not typically include benefits such as preventive care, physicals, immunizations, dental or vision care and pre-existing medical conditions.
People who are residents and citizens of U.S and less than 64 years qualify to purchase short term health insurance. It is mandatory for all the people who are interested in purchasing this plans to fill in their details in a short health qualification questionnaire to determine their eligibility for the plan.
Short term health insurance covers various factors such as, tissue or bone marrow transplant, & Surgery Fees, Outpatient Doctor Office fees and Diagnostic & lab fees.
Short Term Health Insurance provides insurance for a minimum period of one month to a maximum period of 12 months. The maximum coverage offered under this plan is up to one or two million dollars.
There are various companies that offer short term health insurance plans and the policies and coverage are subject to change, depending on the plan. We have to go through all the plans and then select a plan that can satisfy all our requirements.
A few of the numerous short term health insurance plans are – Secure 12×3 Short Term Medical Insurance, Assurant Short Term Health Insurance and Secure Short Term Medical Insurance and Golden Rule United Healthcare Short Term Insurance.
Assurant Short Term Health Insurance plan can be purchased for a minimum time period of 30 days and a maximum time period of 360 days and offers coverage for U.S citizens and their spouses who are under the age of 65 and are not eligible for Medicare. Coverage is also available to their children who are under the age of’. Non US residents must have resided in the US for at least 12 months. The other Short Term Health Insurance plans also have similar terms and conditions.
