Patriot Trip – Travel insurance caters to the unforeseen circumstances due to which your trip could get canceled in the middle. This trip cancellation insurance reimburses the costs incurred for travel like reservations, personal baggage loss, emergency reunion, travel delays, repatriation of mortal remains in case of accidental death and emergency evacuation in addition to medical expenses incurred due to certain unavoidable exigencies including dental emergencies.
This travel insurance is ideally suited to cover a vacation wherein you may be able to recover un-utilized payments and deposits that are normally not refundable in the case of cancellation or interruption of the trip during the planned period.
To be eligible for a travel health insurance policy that includes trip cancellation benefits, the destination trip should at least be 120 miles away from the place of start. The travel duration should not exceed 30 consecutive days. A minimum cost of $500 should be incurred by the traveler.
Once the completed application form is submitted by the traveler along with the necessary payment, the trip cancellation benefit becomes effective from midnight. The travel medical insurance policy becomes valid right from the date you depart for the travel.
The validity of the Patriot Trip – Travel insurance plan ends on the date of return of the insured from the covered trip (this could be earlier or exactly on the pre-planned date of return) or end of the period of coverage as indicated in the policy certificate (whichever is earliest).
Travel insurance policies typically do provide a period of time within which a full refund is possible. If you cancel the Patriot Trip – Travel insurance plan and return the certification within 10 days of receiving the policy, you would be eligible for a full refund provided you have not departed before these 10 days or filed any claims under the insurance plan.
The premiums rates of this patriot trip cancellation insurance plan varies between every individual and the calculation is based on certain factors like total cost of trip, age of the individual and the other travelers accompanying the insured during the trip.
The pre-existing medical conditions are waived off for travelers who are less than 70 years old and have purchased this travel medical insurance plan within 14 days of paying the initial deposit to the travel agent. In addition, the insured individuals should be declared medically fit to travel on the date of applying for the Patriot Trip – Travel medical insurance plan.
