Healthcare, Health Insurance, Vitamins, Nutrition

October 17, 2009

Faulkner Undertakes 1 Million Household Showerhead Efficiency Carbon Credit Project in Mexico City

Filed under: Nutrition — Anna MorTis @ 9:46 pm

/EIN Presswire/ Faulkner Opportunity, LLC has begun a pilot installation of efficient pressure-compensating showerheads and faucet aerators in the Federal District of Mexico City (DF). The full project is to supply, install, and monitor fittings in 1 million households. The company is gearing up for a 325,000 home deployment next year. Faulkner is pursuing carbon credits for greenhouse gas emission reductions from reduced fuel use in water heaters. Households will save on water and fuel costs, and benefit from generally better water pressure and fewer curtailments. The water system will see less demand across the its system, providing the region direct cost savings, reduced infrastructure requirements, fewer greenhouse gas emissions, and cleaner air.

George Maher, Faulkner Managing Director, said, “This project provides significant long-term social and household benefits for the Mexico City region. In fact, due to the ongoing drought and water curtailments, it’s critical. Studies indicate our project could save 20% of household water consumption and 6% of municipal demand, and impact 5 million people. Supplying potable water is energy intensive. Every liter of water that passes through the system results in large energy use that generates greenhouse gas and air pollution emissions.

Just in terms of water and water heater fuel cost savings, full deployment regional benefits of our project could equate to US$390 million annually. That includes annually US$307 direct cost savings per household, which is about 44 days of household revenue in the low-income areas we’re targeting. The emissions reductions look to be comparably compelling to the water and energy benefits.” In September Faulkner agreed to a unique private-public collaboration with the DF’s Water Systems Department, Secretariat of the Environment, and Social Affairs Ministry. The agencies undertook the collaboration as part of the DF’s Climate Action Program. They are promoting the project, identifying households and data, and facilitating installation.

Faulkner is developing and implementing the project at no cost to the agencies or households. “Our collaboration is a central component of the project. For example, with the help of the agencies, in our pilot we are using ‘las mujeres plomeras’ – neighborhood women plumbers – and will use over 500 of them during later stages,” said Maher. Faulkner will employ a patented showerhead invented in Mexico that provides enhanced performance across a range of water pressures and quality. Faulkner affiliate Investment Technology Resources is pursuing the program elsewhere.

Information Contact: George Maher georgetmaher@faulkneropportunity.com +1-281-830-8144 or +52-1-55-4339-0271
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October 15, 2009

Travel Insurance for Cruise

Filed under: Health Insurance — Tags: , — blogadmin @ 6:25 am

Many travelers feel that a vacation to a distant, foreign land is incomplete without the magical experience of cruise travel. A road trip is too toiling on the body and soul, while travel by air just doesn’t permit a traveler to soak in the local flavors the way a travel by cruise can. Travel insurance for cruises can ensure that the investment in availing this wonderful and expensive travel opportunity is not wasted due to sudden, unforeseen events.

Cruise travel insurance is instrumental in securing the recovery/ optional defrayment of non-refundable costs already invested in a trip, in cases of interruption, cancellation or premature termination. The travel insurance policy also provides some essential medical coverage and tour services as well.

The impeccable coverage of a travel health insurance policy offers two extremely vital services – reimbursement of the non-refundable trip costs, should the trip be canceled, as well medical and evacuation coverage while on the trip.. The international coverage of the cruise insurance is extremely beneficial, as this coverage continues to work even when regular policies prove ineffective outside stipulated territories.

In cases of trip cancellation due to eligible reasons, the cruise insurance policy promptly reimburses/ recovers the potential expenses and investments for the trip. This comprehensive coverage and the immediacy of recovery allow the traveler the option to execute alternate travel plans with the recovered amount.

Money invested to procure/ arrange for cruise tickets/ passes, hotel reservations, rentals and tour charges might be wasted in case the trip is canceled. Cruise insurance policy coverage takes into account eligible factors like health complications of the insured/ traveling companion, accidents, injuries and unforeseen medical complications and substantial damage to personal property.

The comprehensive reimbursement options for travelers insured by the cruise travel insurance policy also cover missed transport connections, conveyance linkages, loss/ damage to essential luggage and theft of essential documents. The policy also arranges for prompt medical treatment, emergency transportation and medical evacuation.

The Cruise cancellation insurance policy offers vital travel services during sudden medical emergencies on the trip. The cruise insurance policy covers emergency hospital admission and vital medication during a medical crisis. The extensive travel assistance network that comes with the policy also proves advantageous in facilitating expert immediate physician and hospital consultations.

The cruise travel insurance policy ensures that the traveler is financially covered from a substantial loss of investment, in case of a canceled/ terminated tour due to eligible reasons. Its impeccable coverage and integral services prevent anxieties, unforeseen accidents and ailments to jeopardize an extremely pleasurable cruise trip, proving it to be a dependable ally to cruise travel.

October 14, 2009

International Medical Insurance For Parents

Filed under: Health Insurance — Tags: , — blogadmin @ 3:28 am

Every parent planning to visit their children staying in the US should necessarily buy a suitable international visitor medical insurance plan with adequate coverage benefits.

The unforeseen risks of any overseas travel needs to be addressed without compromise. A sudden emergency could result in surgeries, evacuation or other expensive procedures which could cost more than $100,000. This would result in a huge financial crisis for an average household.

Various factors like age, climatic changes, complications while adapting to the new environment may require medical attention in case it results in serious illnesses or health disorders. Parents hence need to buy international visitors insurance for parents in order to address these kinds of unexpected emergencies. The visitor insurance plans offer a wide range of coverage benefits and thus ease the financial strain during the overseas stay along with the children.

Most visitor medical insurance plans have an associated PPO network which has a good tie-up with a huge number of hospitals, clinics and medical experts. In case of any requirement of emergency assistance, it would be easy to get immediate medical help by contacting the helpline number given in your visitor health insurance policy certificate.

Depending on the duration of stay and also the frequency of visits, parents can choose from a wide range of visitor insurance plans for parents. Short-term and long-term visitor medical insurance plans can be purchased depending on the duration of your stay. In case you are planning multiple visits the same year, you can opt for annual multi-trip international visitor insurance plans and save on your premiums.

Depending on the coverage required by the parents, fixed and comprehensive coverage visitor insurance plans are available. The premiums depend on the age of the individuals, duration of purchase of the medical insurance plan and the type of coverage.

In order to finalize the insurance provider and also select a suitable insurance for parents, you can browse the internet for gathering more information about the wide variety of choices available and also the rating of the insurance provider’s financial stability. Request for free instant quotes online to get an approximate estimate of the costs that would be incurred and compare the benefits before finalizing on the health insurance coverage for parents that you would want to purchase.

The other factors that may influence the individuals in finalizing the policy are the pre-existing medical conditions, exclusions and the costing of deductibles and co-insurance.

October 12, 2009

Tourist Insurance Exclusions

Filed under: General — Tags: , — blogadmin @ 6:26 am

Tourist insurance policy document contains a section called exclusions which lists the conditions under which the claims would not be reimbursed. You would also be able to gather detailed information about coverage terms and exceptions.

Hence, before finalizing on any tourist insurance plan, read the policy document and terms and conditions very carefully to see whether the coverage terms are suitable for your requirements. In addition, make sure that exclusions do not contain those conditions that may not be appropriate in your case.

Exclusions are generally divided into various sections which highlight different events and the specific conditions that the tourist insurance policy does not cover. For example, some of the general exclusions highlighted in any plan include events such as political resurrection, epidemics and pandemics, military action, war, terrorist attacks, nuclear accidents, and any similar activities. Others relate to any fraudulent or dishonest deeds, bankruptcy of the travel agency and losses arising due to irresponsibility of the insured.

Medical exclusions normally detail out pre-existing conditions, any medical treatment undertaken without the consent of the insurance company and also medical expenses incurred in your home country. The visitor health insurance plans do not cover the cost of routine physical examinations, immunizations, nervous or mental disorders or transplantation procedures. You cannot claim reimbursement for pregnancy, abortion, child birth, birth control, sterilization or reversal and also impotency or infertility.

Pre-existing conditions refer to any ailment, illness, injury, disease or sickness which existed while applying for the insurance or anytime for before a few years before the effective date for the insurance. This time period that the policies look back at, varies with the insurance for tourist policy, and ranges from 6 months to 3 years.

Injuries sustained due to participation in professional sports or athletic activities involving scheduled practices regularly for competition or games are not covered. However, coverage for adventurous sports like high diving, caving, bungee jumping, rappelling, rock climbing, inline skating, canyoning, hot air ballooning and other hazardous activities can be availed of by purchasing a visitor health insurance rider along with the policy.

Tourist medical insurance does not cover any treatment, illness or injuries which arise due to substance abuse or addiction to drug and alcohol. Self-inflicted injuries and dangers arising due to exposure to nuclear radiations and radio active materials are also not covered.

It is advisable to carry the tourist insurance policy details and also the helpline assistance numbers during your trip. This would be of great use in case you would want to seek any help in a foreign land.

October 9, 2009

International Insurance Plan For English Teachers

Filed under: Health Insurance — Tags: , — blogadmin @ 6:39 am

English has become the chief language in many countries owing to its popularity and worldwide acceptance, ease of indexing and a lucid learning process. This global acceptance has ensured that English language tutors are offered exciting job opportunities and lucrative remunerative prospects in numerous non-English speaking countries.

The burgeoning global economy has made Third-world countries the cynosure of global and commercial attention. Competition for global resources has prompted the population of third-world nations to imbibe a global language that would ensure social, cultural and commercial traffic.

As a result, English teachers from UK and USA are taking up prestigious tutorial positions in countries like Japan, Indonesia, Korea and China. In addition, the demand for English teachers is very high even in Europe, Russia, the Middle East and South America.

Generally, regular medical insurance policies offer insurance coverage only if the insured is within domestic territories (native country). international insurance policies offer the un-compromised protection of comprehensive medical insurance coverage to these teachers, while they are traveling abroad. This protection is extremely vital in an alien country, as foreign travel is naturally uncertain, replete with possibilities of major of minor medical emergencies.

International insurance for English teachers could arrange for prompt medical treatment, including immediate hospitalization and physician’s consultation, during medical emergencies. Emergency medical evacuation, medical transport, intensive care units and prescribed medication are also generally covered by insurance policy.

Qualified English tutors seeking to take up employment opportunities in foreign countries can opt for the policy coverage of international health insurance while they are employed overseas. The subscription to the insurance policy is could be availed for both short-term and long-term periods of tutorship, the minimum qualifying periods being 5 days and one year respectively.

The international health insurance for teachers abroad policies offering coverage for a long tutorship period might offer medical facilities like preventive care, advanced diagnostics and medical attention for admissible pre-conditions after a waiting period. Generally, policies applicable for a short period cover medical attention to new/recent health complications and injuries, ailments and sicknesses.

The international medical insurance policies for English teachers also provide a dedicated, round the clock customer assistance cell that facilitates vital services during medical crises and emergencies. These extremely effective and vital facilities and comprehensive coverage offered by the international health insurance for English teachers ensure complete safety, security and well-being for the traveling professional.

October 8, 2009

International Health Insurance for Missionaries

Filed under: Health Insurance — Tags: , — blogadmin @ 5:41 am

International missionary health insurance plans are designed specifically for the missionaries who travel abroad for work purposes. Domestic health insurance plans do not offer comprehensive medical coverage outside the homeland and hence, the missionaries need to purchase and international health insurance plan during the overseas travel.

The insurance plans designed for the missionaries provide worldwide coverage for both US and non US citizens traveling outside their homeland. There are policies that are available for a period as little as 10 days and for up to a maximum of 2 years. For longer periods of time, there are plans that provide year long coverage.

Many of the long term international missionary insurance policies place restrictions on the duration of stay in the US. However, certain specific missionary insurance plans do not place restrictions for these missionaries and their families.

International health insurance for missionaries offers a wide range of medical coverage benefits which includes doctor office visits, intensive medical care, local transport in the ambulance to the nearest medical set-up during emergencies, treatment of dental injuries which occur during the accident, emergency illness treatment with or without hospitalization, emergency evacuation, repatriation and reunion, accidental death benefits and return of mortal remains back to the homeland.

Long term missionary insurance plans might cover pre-existing conditions, wellness and maternity after a waiting period. Missionaries can avail optional coverage for adventure or leisure sports also.

Short term coverage becomes effective once your insurance provider receives the completed application form and the initial payment and then you depart from your homeland. Otherwise, it starts on the date mentioned in the application form. Long term missionary insurance plans require a medical questionnaire to be filled out while applying and coverage begins only after the application gets approved.

The validity of the international insurance policy ends on the date requested in the application form or the expiry date of the policy or upon the return of the insured back to the home country, whichever occurs earlier.

Short term missionary health insurance plans can be renewed on a daily increment basis or a monthly basis and the request can be submitted as an application form or completed online. However, if the renewal period is less than one month, you have to submit the request online only and you would be charged a nominal processing fee. Annual plans can be renewed for as long as the insured continues to remain eligible for the plan.

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