Healthcare, Health Insurance, Vitamins, Nutrition

September 23, 2009

Charity event to benefit the Chloe Duyck Memorial Fund for Heart Defect Research

Filed under: Nutrition — Anna MorTis @ 8:49 pm

Heartoberfest to Raise Big Hope for Tiny Hearts Texas Country Singers Gary Kyle and Jeff Allen in Concert Exciting Silent Auction Items Fireworks, Eurobungee, Rock Climbing, Face Painting, Bounce Houses and Carnival Games Dallas, Texas – September 23, 2009 — The fifth annual charity event, Heartoberfest, will take place from 5:00 p.m. to 9:00 p.m., on Saturday, October 10, 2009, at the famous Southfork Ranch in Parker, Texas. The event, including a concert by Texas country music singers Gary Kyle and Jeff Allen; large silent auction, and outdoor activities for the children, benefits the Chloe Duyck Memorial Fund for congenital heart disease research. Organizers hope the Heartoberfest event and fundraiser will continue to raise the much needed funding and awareness for congenital heart disease (CHD) research. To date, the Chloe Duyck Memorial Fund has raised much needed funding and helped support groundbreaking research on the subject of blood products required for children undergoing open-heart operations. Concert: Gary Kyle, with the single “Late Night Run Around,” will kick off the the musical performances at 6:00 pm.

Jeff Allen, with the Texas Music Chart hit “Raised on Getting’ By” (#8 on the charts and still climbing) will take the stage around 7:30pm to wrap up the evening’s musical performances. www.garykylemusic.com www.jeffallenmusic.com Food & Activities: Admission includes many of the outdoor activities – rock climbing, eurobungee, carnival games, face painting, and bounce houses. A performance of the story ballet, The Puppet Fairy, by the Ballet de Force is a new addition to this year’s event. The event concludes with a fireworks display. Silent Auction: An autographed guitar by Blue October and Switchfoot; an autographed custom guitar signed by Texas artist, Johnny Cooper; a catered dinner by Chef Eric Shelton, a unique Ukranian Egg; a leather Coach handbag; a wine tasting; and a trip for two to see the Grammy Music Awards and afterparty in Hollywood are just a few of the many silent auction items available for bid during the event.

Tickets: Tickets for the event are available online at www.hope4tinyhearts.com. Tickets are $10 for adults, and $8 for children three and up. At the door, tickets are $15 for adults and $12 for children three and up. Event sponsors include: Nordstrom, Silver Star Plastering, Inc., Soltek Spine, LLC, Texas Back Institute, Waters Edge Music, Baylor Medical Center of Frisco, Synthetic Textures, Inc., Dugan’s Travels and Moms Out Loud. According to the American Heart Association, one million Americans have a congenital heart defect.

Recent research reports one out of every 85 babies are born with heart defects each year in the U.S. And, nearly twice as many children die from congenital heart disease in the U.S. each year as die from all forms of childhood cancers combined. Michelle Duyck says, “We had no idea that heart defects were the most common and most fatal of all birth defects until we lost Chloe during open heart surgery. That was our eye-opener and called us to action.

We look forward to a day when more children survive these serious heart defects and that’s why we continue to try and raise big hope for these tiny hearts.” The Chloe Duyck Memorial Fund was established for Chloe by her parents Michelle and Joel Duyck in 2005. Chloe was born on August 30, 2004, and lost her short battle with a congenital heart defect known as Hypoplastic Left Heart Syndrome (HLHS), on September 3, 2004. Chloe had endured two open-heart surgeries as well as several other procedures to try and save her life, but to no avail. The Chloe Duyck Memorial Fund was established to support research in the field of congenital heart disease. The fund is part of the Cardiopulmonary Research Science and Technology Institute (CRSTI), 501(c)3 not for profit organization.

100% of the event proceeds go to fund congenital heart defect research. Event Details Who: Gary Kyle, Jeff Allen and family friendly entertainment What: Heartoberfest Where: Southfork Ranch, 3700 Hogge Dr. Parker, TX 75002 When: Saturday, October 10, 2009 – 5pm-9pm Media: Media passes are available and interviews may be scheduled. For more information contact: Michelle Duyck Phone: 214-529-3365 email: michelle@hope4tinyhearts.com website: www.hope4tinyhearts.com
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International Student Insurance Coverage Amount

Filed under: Health Insurance — Tags: , — blogadmin @ 5:32 am

Foreign nationals studying in the USA are required by the university to buy international students insurance. Often the guidelines provided by the university would include suggestions on what typically ought to be covered, what it would roughly cost and maybe even a list of standard insurers that may be approached.

Most universities require a student to be covered for a medical maximum of $200,000 to $300,000 per injury or illness. There are several policies that suit the unique needs of medical insurance for international students.

Perchance the university has not provided guidelines, students would be wise to analyze their possible requirements and compare and contrast several international students insurance plans, before zeroing in on one. A reputed insurance advisor would come in handy here.

Go online and get a list of the common procedures done in the state where you will be and the coverage amount for each of them. Several states publish a list of the 25 most common procedures. The list would indicate the procedures, the facilities where they might be done and also the costs accruing to the patient.

For instance, the list would show you that an overnight stay might cost you $5000 or more in a particular state, or an appendectomy would set you back $18,000 and even an over-the-counter headache pill would cost a pretty penny.

These formidable costs make insurance doubly imperative, especially if traveling with spouse or partner. Maternity and childcare insurance will cover you for $200 doctor’s visits and $1000 ultrasound scans. If a c-section is indicated, buy extra coverage. Also remember that all policies do not cover post-natal complications.

An unmarried partner is not covered at all, pre or post-partum, but may be added to the list once married. Even then, post pregnancy complications would still not be covered. Do realize that covering your spouse in addition to yourself is expensive, but necessary.

The best thing is to insure yourself with insurance for international student for about $ 500,000 if single, higher if with partner, after perusal of the insurer’s clauses. If treatment is by a network doctor or hospital, direct billing should be possible so that the financial strain upfront is reduced. In case of hospitalization in an out-of-network hospital, keep careful track of all operating and non-operation expenses, prescribed medicines (sometimes an aspirin can cost $5) so you can make your claims accurately.

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