If you thought that your medical insurance would cover you during your trip to the USA then you are wrong! In USA, most of the hospitals will not acknowledge a foreign medical insurance. The result will obviously be a big hole in your pocket in case you meet with a medical emergency. So what is the key to this problem? Visit USA insurance!
You can apply for Visit USA Insurance as soon as you set out for your trip to the USA. The purpose of your visit to the USA doesn’t matter. Irrespective of that you can apply for this tourist insurance.
There are two plans, which are offered by Visit USA insurance – plan A and plan B. In plan A, the coverage provided per injury is $50,000. In case of plan B, the coverage is $1, 00,000. However, under both these plans the amount of coverage shrinks down to $10,000 if the applicant is above 80 years of age.
This tourists insurance offers you a range of three deductibles. You can choose a deductible either of $250, $500, or $1,000. Once you pay the deductible, Visit USA tourist’s insurance will pay 80% of all your medical expenses up to a limit of $5000. This tourist health insurance does not just cover the individual insurance holder but also the family and dependents of the insurance holder.
The insurance is purchased for a minimum duration of 15 days and a maximum duration of 12 months. Once the initial payment is made the policy holder cannot renew the insurance. He will once again have to purchase the insurance for obtaining an extended coverage.
The accidental death coverage is provided by Visit USA insurance for tourists. The same is applicable in case of member(s) loss. Members here, refer only to legs, hands, and eyes. In case of loss of multiple members, only the highest coverage amount for dismemberment is provided. However, no claims are entertained if the loss of life or dismemberment occurs due to suicide or attempt to suicide.
Visit USA medical health insurance will not provide any coverage in cases of pre-contracted medical conditions. The same is applicable in case of expenses related to pregnancy, cosmetic surgery or dental expenses (unless incurred due to accidents), drug misuse etc. The insurance holder cannot claim any coverage if he/she takes part in hazardous sports such as scuba diving, skiing etc.
Irrespective of the purpose behind traveling to the USA, Visit USA visitors health insurance make your trip safe and enjoyable.
